To apply for a card, follow these steps, once you land in the U.S.:

1. Visit the https://neumoney.app/ website
2. Click on "Enroll Now" to get started
3. Follow the prompts to get enrolled incuding full legal name, date of birth, enrollment details and employment status
4. Download the app from the App Store or Google Play Store, once in the U.S.
5. Open the app and tap "Get Started" to complete your application

After you've completed the application process, you'll receive a message notifying you of your status. If you're approved, you'll be able to start using your card right away.

If you have any questions or need further assistance, please don't hesitate to contact support. Tap on the "Contact Us" link in the app or call 1-844-638-6425, Mon-Fri 10am-7pm EST.

Yes, if you have a student visa, you can apply for a card. When you apply, you'll need to provide an unexpired U.S. visa and an unexpired foreign passport. Accepted U.S. visa types include F, M, J, H, or L-Status, and Type 1, 2, or 4 visas authorized by the U.S.

Yes! You can still register while you wait for your Visa to arrive (Kudos for planning ahead!!). To register, please follow these steps:

1. Visit our website at https://neumoney.app/ and get pre qualified
2. Once you arrive in the U.S., download the app.
3. Tap on "Get the card"
4. Provide a few details like your name and email address
5. Accept the Terms & Conditions
6. Confirm your email & phone number.

Please note that you must have your U.S. visa in hand, and an unexpired foreign passport, when you do apply. Accepted U.S. visa types include F, M, J, H, or L-Status, and type 1, 2, or 4 visas authorized by the U.S.

Yes! Absolutely. You need no work experience or past credit history to apply and see if you are approved for a card.

We would ask you to provide your full legal name, date of birth, enrollment details and employment status. Upon reaching the U.S., we would also require you to provide an unexpired U.S. visa and an unexpired foreign passport.

After you've finished all the steps in the application process in the app, you’ll get a message notifying you of your status.

If you aren't approved, we'll send you an email detailing the reasons why.

If you have any questions or need further assistance, please don't hesitate to contact support. Tap on the "Contact Us" link in the app or call 1-844-638-6425, Mon-Fri 10am-7pm EST.

To finish applying for a card, you need to follow these steps after you reach the U.S.

1. Download & Open the app on your device.
2. Complete the remaining steps to finish providing your information.
3. Once you have finished all the steps in the application process, you will receive a message notifying you of your application status, whether you are approved or not.

If you have any questions or need further assistance, please don't hesitate to contact support. Tap on the "Contact Us" link in the app or call 1-844-638-6425, Mon-Fri 10am-7pm EST.

For applications pending review, we'll typically make and communicate our decision to you within 1 business day.

If you have any questions or need further assistance, please don't hesitate to contact support. Tap on the "Contact Us" link in the app or call 1-844-638-6425, Mon-Fri 10am-7pm EST.

To get a card, once you land in the U.S., you need to meet the following eligibility requirements and provide the following application information:

Eligibility requirements:

• Reside in the U.S.
• At least 18yo
• Have your own phone (you need this to download and use the app)

Application information:

• Your full legal name
• Date of birth
• U.S. residential address (sorry, no P.O boxes)
• Social Security Number, or Individual Tax ID Number (ITIN)
• One form of a U.S. government issued ID (driver’s license or passport)
• If you're a non-citizen / permanent resident, you must provide an unexpired U.S. Visa and an unexpired foreign passport.

If you don't have a Social Security Number or Individual Tax Identification Number (ITIN) you can still apply for a card but you must provide an unexpired U.S. Visa and an unexpired foreign passport.

Accepted U.S. Visa types:

• F, M, J, H or L-Status
• Type 1, 2 or 4 visas authorized by the U.S.

Once you land in the US, you need to download the app on your phone, sign up for an account, and complete the application process. Once you're approved, you'll receive your card in the mail.

Yes, if you have a student visa, you can apply for a card. When you apply, you'll need to provide an unexpired U.S. visa and an unexpired foreign passport. Accepted U.S. visa types include F, M, J, H, or L-Status, and Type 1, 2, or 4 visas authorized by the U.S.

To be eligible for a card, you must be at least 18 years old.

👋 The folks on the support team are more than happy to answer questions and provide support.

Get in touch:

Tap the "contact us" link in the app

OR

☎️ Call us at 1-844-638-3425. You’ll get a real human if you call during Mon-Fri, 10am-7pm EST.

We offer a credit card specifically designed for college students who want to build their credit in a safe and empowering way. Our aim is to provide a transparent and fair credit card experience to help students build their credit history and financial independence without hidden fees or predatory lending tactics.

No, we do not charge any annual fees. We only charge a monthly subscription fee, which varies depending on the credit limit option you choose.

If you choose the Build plan, you pay $4 a month for a fixed $200 credit limit. If you choose the Build + Expand plan, you pay $7 a month for a credit limit that ranges from $350 - $1,000.

That's it! No hidden fees, no interest rates, and no annual fees.

We've built a simple subscription structure with no hidden fees. Here are the fees associated with this card:

Monthly subscription fee:
Build Plan: $4 a month. Credit limit is $200
Build + Expand Plan: $7 a month. Credit limit ranges from $350 - $1,000.

Both options come with minimum 1.25% cash back on all purchases.

• Late payment fee: None.
• Cash advance fee: N.A. We don't allow cash advance.
• Overlimit fee: N.A. We don't allow you to exceed the card limit.
• Balance transfer fee: N.A. We don't allow balance transfer.
• Returned payment due to insufficient funds fee: $35. (Because if this happens, we'll get charged by your bank!)

So, the only fee you'll need to pay is the monthly subscription fee associated with your chosen credit limit option.

No, we don't offer checking or savings account services at this time.

No, this is not a debit card. It is a credit card specifically designed for college students who want to build their credit in a safe and empowering way. With a our credit card, you can borrow money to make purchases and then pay back the borrowed amount over time, where other companies would typically charge interest but we do not. A debit card, on the other hand, is linked to your bank account and allows you to spend only the money you already have in your account.

No, this is not a prepaid card. It is a credit card specifically designed for college students who want to build their credit in a safe and empowering way. With a our credit card, you can borrow money to make purchases and then pay back the borrowed amount over time. A prepaid card, on the other hand, is a card that you load with your own money in advance and then use it to make purchases until the balance runs out.

Yes, we offer a minimum 1.25% cash back rewards for all purchases made with your card. Cash back rewards are auto redeemed at the end of each month's statement and will be applied to your account balance. Additionally, we may offer more cash back opportunities at participating merchants in the future.

Here's how cashback rewards work:

When you use your card to make purchases, you'll automatically earn minimum 1.25% in cashback rewards for all transactions.

Cash Back rewards are then auto redeemed at the end of each month's billing cycle and will be applied to your account balance.

Sorry, we don't offer joint accounts at this time. Only one person can apply for a card.

Good question! A credit limit is the maximum amount of money that a credit card company will lend you. It's determined by things like your credit score, annual income, existing debts (like student loans) and more.

In the context of our card, a credit limit caps how much you can charge to your card so that you don't borrow more than you can pay back. Your credit limit is set when you apply for a card with us and is based on the information you provided such as your credit history and income for example.

🙅🙅🙅 Nope! We're focused on helping you grow your credit score and making progress towards any financial goals you may have. Neither of these can happen if you’re bogged down with crazy interest rates you can’t get ahead of.

To activate your card, please follow these steps once you land in the U.S.:

1. Download & Open the app on your phone
2. Complete your application
3. Tap on the "Menu" button at the bottom of the app
4. Tap on "Activate Card"
5. Enter your card number
6. Enter your 3-digit CVV code
7. Enter your zip code
8. Tap on "Confirm" and your all set! Your card has been activated and is ready for immediate use.

No, your card can't be delivered to India. If you are approved, your physical card will arrive typically within 7-10 business days to your U.S. residential address.

Yes! You'll be asked to enter your address when you apply for a card and you can enter a different shipping address at that time. If you'd like to change your shipping address after you're approved, please contact support so that we can help with this.

If you have any questions or need further assistance, please don't hesitate to contact support. Tap on the "Contact Us" link in the app or call 1-844-638-6425, Mon-Fri 10am-7pm EST.

Have a question? Just want to say hi? Spiraling cause you spent too long thinking about the concept of credit? Hit us up!

Tap the "contact us" link in the app

OR, you can call us (yeah, people still do that) at 1-844-638-3425. You'll talk to a real human if you call Mon-Fri between 10am-7pm EST. 👋

You can send us an email at support@neumoney.app. We typically respond within 1 business day or less.

Our support team is always happy to help!

👋