Neu
No Late Fees ever • No Interest charged ever • No Security Deposit • No SSN • No credit check • No Cosigner needed • No Late Fees ever • No Interest charged ever • No Security Deposit • No SSN • No credit check • No Cosigner needed • 

Moving to
the U.S.?

  • 🕺Get a head start on your U.S. Credit Card Application Now
  • 🛬Activate when you land

Issued by Cross River Bank, USA

Enroll now
No Late Fees ever • No Interest charged ever • No Security Deposit • No SSN • No credit check • No Cosigner needed • No Late Fees ever • No Interest charged ever • No Security Deposit • No SSN • No credit check • No Cosigner needed • 

why
our card?

  • 🤑Instantly start building your
    credit score
  • ✌Very high approval rate. No credit
    history, SSN, or co-signer needed.
  • 💰Avoid the debt trap of late fees and
    interest charges
  • 😇Improve access to other credit cards once
    you have our card
  • 🤩Get amazing rewards & discounts valued up
    to 5x the subscription fees
  • 😎Get your card within hours of landing in
    the U.S. and start transacting
  • 💵Cheaper than traditional credit cards
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Jumpstart building your credit score

Why is it so important to build
your credit score in the U.S.??

  • ⚡️Easier to rent an apartment without a cosigner or large security deposit
  • 👉🏾Get best rates on leasing or buying a car
  • 💰Qualify for lower interest rates on pretty much anything
👀

Did you know?
Your credit score depends on the length of your credit history and the number of active credit cards you have.

Click here to know more.

Compare

our card other cards
No Credit Check ✅ ❌
No Security Deposit ✅ ❌
No Late Fees ✅ ❌
No Interest ✅ ❌
No SSN Required ✅ ❌
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Benefits
outweigh
the cost

  • 💵Earn up to $150/yr through
    1.25% unlimited cash back
    on all transactions
  • 💌Refer 2 friends to make
    your annual subscription free
Mobile app.
  • Up to $1,000 credit limit
    Take care of your purchases within the first week of landing in the U.S.
  • No SSN Required
    We know you are new to America, your visa, passport and basic personal information is enough to get the Visa card by Cross River Bank USA
  • get rewards
    Get 1.25% cash back on purchases, $25 per referral reward and more
  • 5-min online application
    Sign up while you are in India and start transacting once you land in the U.S.
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Plans that
work for you

  • Build score

    $4
    /month
    enroll now
    $200 credit limit
    No interest ever
    No late fees ever
    1.25% cash back
    Free score updates
    Build credit score

  • Build score + credit limit

    $7
    /month
    enroll now
    $350-$1000 credit limit
    Grow Limit over time
    No interest ever
    No late fees ever
    1.25% cash back
    Free score updates
    Build credit score

40% cheaper
on average

Other cards Our Card
Annual Percentage Rate (APR) 20.8% 0%
Annual Interest on $500 Balance $104 –
Average Annual Late Fees $46 –
Monthly Subscription – $7
Total Annual Cost $150 $84
NO
LATE
FEES
NO
INTEREST
No
predatory
debt trap